Personal Banking
Banking that’s clear, local, and built around your everyday needs — with real support when you need it.
Bank Accounts for All Your Needs
We offer a range of chequing and savings accounts tailored to your stage of life, whether you're focused on everyday banking or long-term goals. You'll also find a variety of services and flexible ways to bank, designed to fit how you manage your finances.
Personal Chequing Accounts
Essential Spending
A pay-as-you-go account with low transaction fees. For members who don’t make many banking transactions.
$0 monthly fee
$.75 per transaction*
Includes Always Free
*Includes self service and full-service transactions. Does not include specialty services, which may have a higher fee. See list of fees.
E-Chequing
Perfect for members who mostly bank online. Enjoy unlimited free online and self-service* transactions, with a fee for full-service* transactions.
$0 monthly fee
Free unlimited online and self-service* transactions
$1.50 fee for every full-service* transaction
Ultimate Chequing
A package account with unlimited online and in-branch transactions.
$15 monthly fee*
Unlimited full-service and self-service transactions
*Monthly fee waived with a minimum balance or a comprehensive relationship with the credit union.
Evolve Chequing
A no-monthly-fee account for youth and seniors. Simple, affordable, and built for your stage of life. For ages 13-24 and over 60.
$0 Monthly Fee
25 Free full-service* transactions (in-branch or over the phone)
$.75 per overlimit transaction
Unlimited self-service* transactions
*Fees for specialty services such as bank drafts, stop payments, and official cheques are not included in the 25 day-to-day transactions. View our full list of service fees here.
USD Chequing
A USD account with low per-item fees on your transactions.
US dollar clearing and in-branch debits
Monthly statement included with Canadian funds statement
1 Free transaction (in branch withdrawals and cheques) per month
$0.75 for each additional transaction.
Personal Savings Accounts
Everyday Savings
A practical savings option for everyday savers. Best suited for lower to moderate balances and short-term goals.
$0 monthly fee
Unlimited deposits
Pay-as-you-go transactions (see service fees)
Evolve Savings
No monthly fee, with features tailored for youth (ages 13–24) and seniors (60+). A simple way to earn interest while you save.
$0 monthly fee
25 Debit card purchases included (point of sale and Interac Online payments)
No minimum balance
Loyalty Savings
A high interest savings account designed to reward members with a strong relationship at Cascadia Credit Union.
$0 monthly fee
2 withdrawals included per month
$5 fee for each additional withdrawal
No minimum balance
Preferred interest rate for qualifying members with combined deposits and loans over a certain threshold
Cascadia Kids Money Club
A no-fee account designed for kids ages 5–13 to learn saving and money management.
$0 monthly fee
25 Debit card purchases (including point of sale and Interac Online payments)
Earn 1 token for every $10 deposited in-branch
Redeem tokens for a selection of gift cards and toys from our Cascadia treasure chest.
Terms & Definitions
Always Free Services
Direct deposits
Incoming Interac e-transfer payments
In-branch deposits
Online transfer deposits
Online Transfers between Cascadia Accounts
Smart device cheque deposits (Remote Deposit Capture)
Pre-authorized external deposits
Pre-authorized external withdrawals
THE EXCHANGE/ACCULINK Network ATM withdrawals (Including all Cascadia ATMs)
Self-service transactions include
Pre-authorized debits
Online bill payments
Debit card purchases (including point of sale and Interac Online payments)
Interac e-Transfers (outgoing)
Full-service transactions include:
In-branch bill payments
In-branch withdrawals
In-branch transfer
Full-service transactions are any banking transactions handled directly by our staff, either in-branch or over the phone.
