Personal Banking
Banking that’s clear, local, and built around your everyday needs — with real support when you need it.
Bank Accounts for All Your Needs
We offer a range of chequing and savings accounts tailored to your stage of life, whether you're focused on everyday banking or long-term goals. You'll also find a variety of services and flexible ways to bank, designed to fit how you manage your finances.
Personal Spending Accounts
Essential Spending
A pay-as-you-go account with low transaction fees. For members who don’t make many banking transactions.
$0 monthly fee
Free unlimited e-transfers (sending and receiving)
Free unlimited online bill payments
$.75 per withdrawal transaction
E-Spending
Perfect for members who do most of their banking online.
$0 monthly fee
Most basic transactions are free and unlimited, such as e-transfers, debit card purchases, and cheque withdrawals
Other in-branch services are $1.50 per transaction
Ultimate Spending
A package account with unlimited online and in-branch transactions, perfect for members who want the freedom to bank online while enjoying in-branch transactions at no extra cost.
$15 monthly fee*
Free unlimited in-branch and online transactions
*Monthly fee waived with a minimum balance or a comprehensive relationship with the credit union.
Evolve Spending
A no-monthly-fee account for youth and seniors. Simple, affordable, and built for your stage of life. For ages 13-24 and over 60.
$0 Monthly Fee
Most everyday transactions are free and unlimited
Other transactions are free up to 25 per month
USD Spending
A USD account with low per-item fees on your transactions.
US dollar clearing and in-branch debits
Monthly statement included with Canadian funds statement
1 Free transaction (in branch withdrawals and cheques) per month
$0.75 for each additional transaction.
Personal Savings Accounts
Everyday Savings
A practical savings option for everyday savers. Best suited for lower to moderate balances and short-term goals.
$0 monthly fee
Unlimited deposits
Pay-as-you-go withdrawal transactions
Evolve Savings
No monthly fee, with features tailored for youth (ages 13–24) and seniors (60+). A simple way to earn interest while you save.
$0 monthly fee
Most day to day transactions are free and unlimited - including e-Transfers, debit transactions, and ding-free® ATM withdrawals
25 free in-branch withdrawals and bill payments
No minimum balance
Loyalty Savings
A high interest savings account designed to reward members by growing your savings while allowing flexible access to your funds.
$0 monthly fee
2 withdrawals included per month
$5 fee for each additional withdrawal
No minimum balance
Cascadia Kids Money Club
A no-fee account designed for kids ages 5–12 to learn saving and money management.
$0 monthly fee
Most day to day transactions are free and unlimited - including e-Transfers, debit transactions, and ding-free® ATM withdrawals
25 free in-branch withdrawals and bill payments
No minimum balance.
We've Got You Covered!
At Cascadia Credit Union, your eligible deposits are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia.
Apply Today
Credit Cards
From cash back to travel points, Collabria credit cards give you the freedom to choose what fits your life best.
- Find the card that's right for you
Earn cash back, travel points, or flexible rewards
- No fee, low rate, and premium cards available
- Choose your home branch to learn more:
