Personal Banking

Banking that’s clear, local, and built around your everyday needs — with real support when you need it.

Bank Accounts for All Your Needs

We offer a range of chequing and savings accounts tailored to your stage of life, whether you're focused on everyday banking or long-term goals. You'll also find a variety of services and flexible ways to bank, designed to fit how you manage your finances.

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Personal Chequing Accounts

Essential Spending

A pay-as-you-go account with low transaction fees. For members who don’t make many banking transactions.

  • $0 monthly fee

  • $.75 per transaction*

  • Includes Always Free

*Includes self service and full-service transactions. Does not include specialty services, which may have a higher fee. See list of fees.

E-Chequing

Perfect for members who mostly bank online. Enjoy unlimited free online and self-service* transactions, with a fee for full-service* transactions.

Ultimate Chequing

A package account with unlimited online and in-branch transactions.

*Monthly fee waived with a minimum balance or a comprehensive relationship with the credit union.

Evolve Chequing

A no-monthly-fee account for youth and seniors. Simple, affordable, and built for your stage of life. For ages 13-24 and over 60.

  • $0 Monthly Fee

  • 25 Free full-service* transactions (in-branch or over the phone)

  • $.75 per overlimit transaction

  • Unlimited self-service* transactions

*Fees for specialty services such as bank drafts, stop payments, and official cheques are not included in the 25 day-to-day transactions. View our full list of service fees here.

USD Chequing

A USD account with low per-item fees on your transactions.

  • US dollar clearing and in-branch debits

  • Monthly statement included with Canadian funds statement

  • 1 Free transaction (in branch withdrawals and cheques) per month

  • $0.75 for each additional transaction.

Personal Savings Accounts

Everyday Savings

A practical savings option for everyday savers. Best suited for lower to moderate balances and short-term goals.

  • $0 monthly fee

  • Unlimited deposits

  • Pay-as-you-go transactions (see service fees)

Evolve Savings

No monthly fee, with features tailored for youth (ages 13–24) and seniors (60+). A simple way to earn interest while you save.

  • $0 monthly fee

  • 25 Debit card purchases included (point of sale and Interac Online payments)

  • No minimum balance

Loyalty Savings

A high interest savings account designed to reward members with a strong relationship at Cascadia Credit Union.

  • $0 monthly fee

  • 2 withdrawals included per month

  • $5 fee for each additional withdrawal

  • No minimum balance

  • Preferred interest rate for qualifying members with combined deposits and loans over a certain threshold

Cascadia Kids Money Club

A no-fee account designed for kids ages 5–12 to learn saving and money management.

  • $0 monthly fee

  • 25 Debit card purchases (including point of sale and Interac Online payments)

  • No minimum balance.

Terms & Definitions

Always Free Services

  • Direct deposits

  • Incoming Interac e-transfer payments

  • In-branch deposits

  • Online transfer deposits

  • Online Transfers between Cascadia Accounts

  • Smart device cheque deposits (Remote Deposit Capture)

  • Pre-authorized external deposits

  • Pre-authorized external withdrawals

  • THE EXCHANGE/ACCULINK Network ATM withdrawals (Including all Cascadia ATMs)

Self-service transactions include

  • Pre-authorized debits

  • Online bill payments

  • Debit card purchases (including point of sale and Interac Online payments)

  • Interac e-Transfers (outgoing)

Full-service transactions include:

  • In-branch bill payments

  • In-branch withdrawals

  • In-branch transfer

Full-service transactions are any banking transactions handled directly by our staff, either in-branch or over the phone.

We've Got You Covered!

At Cascadia Credit Union, your eligible deposits are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia.

Apply Today

Credit Cards

From cash back to travel points, Collabria credit cards give you the freedom to choose what fits your life best.

  • Find the card that's right for you

    Earn cash back, travel points, or flexible rewards

  • No fee, low rate, and premium cards available
  • Choose your home branch to learn more:

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