Personal Banking
Banking that’s clear, local, and built around your everyday needs — with real support when you need it.
Bank Accounts for All Your Needs
We offer a range of chequing and savings accounts tailored to your stage of life, whether you're focused on everyday banking or long-term goals. You'll also find a variety of services and flexible ways to bank, designed to fit how you manage your finances.
Personal Chequing Accounts
Essential Spending
A pay-as-you-go account with low transaction fees. For members who don’t make many banking transactions.
$0 monthly fee
$.75 per transaction*
Includes Always Free
*Includes self service and full-service transactions. Does not include specialty services, which may have a higher fee. See list of fees.
E-Chequing
Perfect for members who mostly bank online. Enjoy unlimited free online and self-service* transactions, with a fee for full-service* transactions.
$0 monthly fee
Free unlimited online and self-service* transactions
$1.50 fee for every full-service* transaction
Ultimate Chequing
A package account with unlimited online and in-branch transactions.
$15 monthly fee*
Unlimited full-service and self-service transactions
*Monthly fee waived with a minimum balance or a comprehensive relationship with the credit union.
Evolve Chequing
A no-monthly-fee account for youth and seniors. Simple, affordable, and built for your stage of life. For ages 13-24 and over 60.
$0 Monthly Fee
25 Free full-service* transactions (in-branch or over the phone)
$.75 per overlimit transaction
Unlimited self-service* transactions
*Fees for specialty services such as bank drafts, stop payments, and official cheques are not included in the 25 day-to-day transactions. View our full list of service fees here.
USD Chequing
A USD account with low per-item fees on your transactions.
US dollar clearing and in-branch debits
Monthly statement included with Canadian funds statement
1 Free transaction (in branch withdrawals and cheques) per month
$0.75 for each additional transaction.
Personal Savings Accounts
Everyday Savings
A practical savings option for everyday savers. Best suited for lower to moderate balances and short-term goals.
$0 monthly fee
Unlimited deposits
Pay-as-you-go transactions (see service fees)
Evolve Savings
No monthly fee, with features tailored for youth (ages 13–24) and seniors (60+). A simple way to earn interest while you save.
$0 monthly fee
25 Debit card purchases included (point of sale and Interac Online payments)
No minimum balance
Loyalty Savings
A high interest savings account designed to reward members with a strong relationship at Cascadia Credit Union.
$0 monthly fee
2 withdrawals included per month
$5 fee for each additional withdrawal
No minimum balance
Preferred interest rate for qualifying members with combined deposits and loans over a certain threshold
Cascadia Kids Money Club
A no-fee account designed for kids ages 5–12 to learn saving and money management.
$0 monthly fee
25 Debit card purchases (including point of sale and Interac Online payments)
No minimum balance.
Terms & Definitions
Always Free Services
Direct deposits
Incoming Interac e-transfer payments
In-branch deposits
Online transfer deposits
Online Transfers between Cascadia Accounts
Smart device cheque deposits (Remote Deposit Capture)
Pre-authorized external deposits
Pre-authorized external withdrawals
THE EXCHANGE/ACCULINK Network ATM withdrawals (Including all Cascadia ATMs)
Self-service transactions include
Pre-authorized debits
Online bill payments
Debit card purchases (including point of sale and Interac Online payments)
Interac e-Transfers (outgoing)
Full-service transactions include:
In-branch bill payments
In-branch withdrawals
In-branch transfer
Full-service transactions are any banking transactions handled directly by our staff, either in-branch or over the phone.
We've Got You Covered!
At Cascadia Credit Union, your eligible deposits are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia.
Apply Today
Credit Cards
From cash back to travel points, Collabria credit cards give you the freedom to choose what fits your life best.
- Find the card that's right for you
Earn cash back, travel points, or flexible rewards
- No fee, low rate, and premium cards available
- Choose your home branch to learn more:
