Lock in your rate of 4.05%*
With a 42-month (3.5-year) non-redeemable term deposit, you can lock in a guaranteed rate for longer and know exactly what your savings will earn.
- A guaranteed rate for the full 42-month term
- $1,000 minimum investment
- Eligible on new funds
- To get started: fill out the form below or call 1-866-494-7181.
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Have a question or ready to get started? Leave your contact details and a member of our team will be in touch.
Have a shorter-term savings goal? Lock in 3.75%* for 15 months.
Put your savings to work with a guaranteed rate and the security of knowing exactly what you’ll earn.
- A guaranteed rate for the full 15-month term
- $1,000 minimum investment
- Eligible on new funds
- To get started: filll out the form above or call 1-866-494-7181.

Why choose a term deposit?
A term deposit is a simple way to grow money you don’t need right away, with a guaranteed rate and no surprises.
- Guaranteed return
Your rate is locked in for the full term, so you know what your money will earn. - Predictable growth
Unlike investments that fluctuate with the market, your return is set from the start. - A secure place for your savings
Grow your savings without taking on market risk.
Tips & Advice
Term Deposits Explained: What to Know Before You Invest.
Term deposit or GIC? Redeemable or non-redeemable? Learn how term deposits work, why rates differ and what to consider when choosing the right term for your money.
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