Lock in your rate of 4.05%*

With a 42-month (3.5-year) non-redeemable term deposit, you can lock in a guaranteed rate for longer and know exactly what your savings will earn.

  • A guaranteed rate for the full 42-month term
  • $1,000 minimum investment
  • Eligible on new funds
  • To get started: fill out the form below or call 1-866-494-7181.

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Have a shorter-term savings goal? Lock in 3.75%* for 15 months.

Put your savings to work with a guaranteed rate and the security of knowing exactly what you’ll earn.

  • A guaranteed rate for the full 15-month term
  • $1,000 minimum investment
  • Eligible on new funds
  • To get started: filll out the form above or call 1-866-494-7181.

Why choose a term deposit?

A term deposit is a simple way to grow money you don’t need right away, with a guaranteed rate and no surprises.

  • Guaranteed return
    Your rate is locked in for the full term, so you know what your money will earn.
  • Predictable growth
    Unlike investments that fluctuate with the market, your return is set from the start.
  • A secure place for your savings
    Grow your savings without taking on market risk.
Tips & Advice

Term Deposits Explained: What to Know Before You Invest.

Term deposit or GIC? Redeemable or non-redeemable? Learn how term deposits work, why rates differ and what to consider when choosing the right term for your money.

Father, daughter and grandmother in an orchard, smiling.

Ready to put your savings to work?